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Term deposits from RaboPlus

High interest term deposits

Looking to lock in a guaranteed high term deposit rate with Australia's AAA bank? 

  • Smart Investor Awards logoBest Long Term Deposit, AFR Smart Investor Blue Ribbon Awards 2008
  • Start from a low $1,000
  • Large range of fixed terms available from 1 month to 5 years
  • Automatic reinvestment option
  • The same high rates apply to businesses, trusts and DIY super funds
  • High level of online security with our Digipass system
  • Your deposits are reinvested into Australian agribusiness
  • From Australia's AAA rated bank

Apply online

FAQs about term deposits

Set up your RaboPlus term deposit now

High interest term deposits

Not a RaboPlus customer?
The process is painless. You will need to apply online to open a RaboPlus savings account first. When your account has been activated you will be able to set up your new term deposit online.

Already a customer?
Simply login to your account and go to the term deposits menu to select the term deposit that suits you. You can also choose to automatically reinvest your deposit when it matures.

Open a RaboPlus term deposit

Questions?
You can call our Customer Contact Centre on 1800 445 445 or email us your query. We're open from Monday to Friday 8am to 7pm (Sydney time). 

Note fees apply to term deposits broken prior to maturity. Read the terms and conditions for more information.

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Term deposit terms and interest rates

Time period Interest rate 
1 month3.50% pa
3 months3.90% pa
6 months3.25% pa
1 year3.60% pa
2 years4.60% pa
3 years5.75% pa
4 years6.20% pa
5 years6.50% pa

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Term deposit interest calculator

Calculate how fast your money can grow with RaboPlus

Find out how fast your term deposit will grow with our handy term deposit interest calculator.

Calculate how fast your money can grow

Australia's safest bank

Secure banking

With interest rates falling, term deposits can be attractive to lock in a guaranteed rate.

You may be aware that the Federal Government Deposit Guarantee ends in October 2011. If you continue to hold a term deposit after this date it will no longer be covered by the Government Guarantee. So if you’re considering long dated term deposits, the safety and security of your bank becomes all the more important in your decision.

Deposits with RaboPlus up to $1 million are covered by Australian Government Guarantee, over $1 million guaranteed by our ultimate parent Rabobank - find out more.

Rabobank has retained its position as the world's safest privately owned bank in the annual Global Finance Magazine survey.


Rates are correct as at 17/03/2009 and subject to change. RaboPlus fees and charges apply to term deposits broken prior to maturity. RaboPlus and related deposit products are issued by Rabobank Australia Limited, which has a AAA rating from Standard & Poor's. This is higher than any Australian owned or foreign subsidiary bank in Australia. Ratings are subject to change. Visit www.standardandpoors.com for the latest ratings information. Ratings issued by Standard & Poor's (Australia) Pty Ltd are solely statements of opinion and not statements of fact or recommendations to purchase, hold, or sell any securities or make any other investment decisions. Deposits with RaboPlus are guaranteed by our ultimate parent, Rabobank, which has been awarded the world's safest non-government bank for 10 consecutive years by Global Finance magazine (1999-2008).